Tomi is your typical tech bro living in Lagos. Like every Nigerian, Tomi has multiple banking apps. He uses Paga for quick, seamless transfers, sending money to family, and paying bills, all without a hitch. It’s fast, efficient, and reliable. But there was one thing he never got around to: getting the Paga prepaid Visa card, despite it being the simplest card to get.
Instead, Tomi relied on another fintech account for all his card transactions. This very common app – one that almost everyone knows – promised ease and security.
But here’s the issue: like most banking apps, this app’s balance is directly linked to his ATM card. Whenever Tomi needed cash or swiped it at a store, he was pulling directly from his main balance. That was the problem: one balance, one card, and no extra layers of protection.
The moment it all went dark
It was an ordinary Saturday morning, and Tomi was out for his weekend jog. He wasn’t alone, but as the Lagos slang goes, OYO (On Your Own), nobody cares what you’re doing or what’s happening around you.
Suddenly, two men rushed up behind him, threatening him in a low, but intimidating tone. He could hear their threats as clearly as the sweat dripping from his brow. They cornered him at a kiosk that hadn’t opened yet.
He had his phone and a waist purse. In a flash, they snatched everything, including his phone, and forced him to use his ATM card on a PoS machine.
There was no escape. Tomi tried to deny there was any money in the account, but since his card was tied directly to his main account balance, everything he had in that account was up for grabs. With just one swipe, the thieves drained it all.
All that hard-earned money was gone in minutes. If only he’d known there was a better way to protect himself.
But let’s rewind for a second. If Tomi had had a Paga prepaid Visa card, everything would’ve been different.
Why the Paga Prepaid Visa card is safer than traditional ATM cards
You see, the thing with the Paga prepaid Visa card is that it’s not tied to your main account. It’s like a separate pocket of cash that you can load whenever you need it.
So if Tomi had the Paga card, he could’ve loaded only what he needed for the day. Let’s say, just enough for his commute, breakfast, and a bit extra for emergencies. It is one step from protecting you from ATM fraud in Nigeria.
That way, even if his card had been stolen, the thief would only have access to the balance on the card, not his entire main account.
And it’s not just about security. The Paga prepaid card is also a Visa card. You can use it to:
- Pay for online subscriptions.
- Make international purchases.
- Withdraw cash from ATMs.
A New Sense of Security
After that horrible morning, Tomi decided to switch. He got his Paga prepaid Visa card, and suddenly his world felt much safer. His entire financial life was no longer tied to one single card. Now, before he heads to work or even goes for his weekend jogs, he funds his Paga prepaid Visa card with only what he needs.
If Tomi had gotten the Paga prepaid Visa card sooner, maybe he wouldn’t have had to learn this lesson the hard way. But now, he’s smarter, safer, and more in control than ever. And you can be, too.
Get yours today. Stay safe, stay smart, and never let life catch you off guard.
Read more: How to Request and Activate your Card
How to get a Paga Prepaid Visa card
- Open your Paga app (Download the app if you don’t have it already)
- Upgrade to KYC level 2 using your NIN ( dial*346# to get it) and BVN (dial *565*0# to get it)
- Tap on the “Card” section.
- Follow the instructions to complete your request.
- Fund your account for smoother payment
- Your card will be delivered quickly to your doorstep.
CTA: Request for a Card
