Now that you have connected your PayPal account to your Paga app, you will have two accounts: your Naira account and your PayPal account.
(Some users may have a US PayPal account too — but for now, let us focus on your Nigerian PayPal and Naira accounts.)
Receiving Money Has Never Been Easier
Just like any PayPal account, clients, friends, or family abroad can send money to the email or phone number linked to your Nigerian PayPal account.
If you already have a PayPal account in another country, you can also send money from that account to your Nigerian PayPal. Keep in mind: a user can have up to two PayPal accounts — typically one personal and one business.
You can receive money in any currency as PayPal supports multiple currencies.
However, while Naira is not one of them, your funds in your PayPal balance are automatically converted to USD.
Any funds received show instantly in your PayPal balance inside the Paga app. From there, you can withdraw into your Naira account anytime.
Withdrawing to Naira Is Instant
When it is time to use your funds, withdrawing is very simple:
- Open PayPal inside the Paga app
- Tap Withdraw
- Enter the amount
- Confirm
Your Paga Naira wallet is credited instantly at a competitive exchange rate. Withdrawals are fast, with a flat $3 + 3% fee to cover PayPal charges and conversion.
- Daily withdrawal limit: $5,000
- Minimum withdrawal: $4
One thing to note: topping up from Paga is not available yet.
What You Can Do With Your Money
Once your PayPal funds are in Naira, you’re free to transfer to any Nigerian bank account.
BUT… on your Paga app, you can:
- Pay bills (electricity, education, solar, and more), buy airtime/data, fund betting wallets etc)
- Request, get and fund your Paga prepaid card for online or offline shopping
- Pay for subscriptions like Amazon Prime, Netflix, DStv/GOtv/StarTimes etc.
Also, if a platform accepts PayPal directly, you can spend before withdrawing too.
Finally,
For your safety, your PayPal name must match your Paga name, and only one PayPal account can be linked per Paga account. Paga may request verification details like BVN or NIN to comply with regulations.
The connection itself is fully secure — Paga doesn’t store your PayPal login information, and all data is encrypted.
Whether you’re a freelancer, a business owner, or someone who just needs a simple way to receive international payments, PayPal on Paga makes it easy.